Removing Personal Info from CRA [free annual credit report] [report thanks]

admin — Sat, 20 Aug 2011 17:10:00 +0000

How would I go about removing personal information from my credit report?
I have a ton of old address and I would especially like to work on experian.
Also I received my free annual credit report from the three major rating agencies have removed. If I bought a report from the rating agencies then this just so that they are 30 days to review a dispute, or they are still the 45 days since I put on an annual credit report.
Thanks all, the answer

Reply:If you go into transunion website or this link.. http://annualcreditreport.transunion.com/t…ntSituation.jsp
you can click one of the reasons, and they actually have a link next to each thing on your report, you can change or update your name, address, work info, etc…

Reply:I am doing credit repair.
I heard a lot of times a phone call to remove old obsolete addresses is best but what should I say to the CRA that the address is just old and please remove it. I have heard that Experian can be a pain in removal of addresses and or jobs if they do tie to a CA.

Reply:If your old addresses are tied to any trade lines, good luck getting EX to delete them. They're sticklers about that.

Reply: How would I go about removing personal information from my credit report?
I have a ton of old address and places of employment I would like to have removed especially on experian.
Also I received my free annual credit report from the 3 major CRAs. If I purchased a report from the CRAs will this then only allow them 30 days to verify a dispute or will they still get the 45 days since I pulled an annual credit report.
Thanks to all who reply
AN ADDRESS BEING OLD…does not make it false
Are the "JOBS" wrong???
Unless you are doing credit repair…removing accurate personal information is a waste of time

Reply:What exactly did you say to each CRA over the phone??
Like did you say something different to each one as I plan on calling tomorrow.

Reply:I have had more luck with removing addresses over the phone. in all other matters I would say in writing

Reply:mpc just said this is another thread – "I believe if you pull new paid for reports, and reference that report number on your correspondence, they will have 30 days to investigate. Do not go off the free annual report, as they will have an extra 15 days, as you mentioned. "
As far as removing old addresses, Whychat has a thread about that here – http://{$MySite}/forums/index.php?showtopic=105304

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Removing Personal Info from CRA [free annual credit report] [report thanks]