Tag Archives: experian
Experian Suck! [experian] [attitude]
I sent a letter on March 31 to Experian disputing my old address. Well a week in a half later I get a copy of my dispute/report and nothing has changed!!! When I called to complain she got an attitude with me and ask what addresses do I want to dispute again. As I went through each one again she try telling me that they don’t delete old address and that she will do my dispute yet again. Well me being the smarter one told her if that was the case I would still have address from when I was 18 Continue reading
Sudden TC Equifax score jump [transunion] [experian]
When I updated my reports and reviews on TC today, I noticed that my Equifax score shot up 19 points, but there were no changes to the information on my report for the preceding day. Has anyone ever else happened? My Experian and TransUnion scores are unchanged.
Thanks,
guy Continue reading
Merrill holders [school loan] [experian]
Well, I probably should not there but I really wanted one of these beautiful black ML-cards. What do you think my chances of a reconstruction with a paid CO (CO in July 2005/Paid May this year). Even on my most recent reports listed for a fall, but I have no lates change for over a year, Experian never update my Citgo as the others did so, that's my youngest. I think the only other is the late 2002 EX from a paid school loan.
Or perhaps its one of those cards that you should not be touc Continue reading
Experian selling out consumers to CA's /JDB's !?!?! [bud hibbs] [experian]
not sure about the reputation for Bud Hibbs or his Web site or the information he has there, but I found an article there is an hour or so before my eyes and appeared almost out of my head! A poster on his blog said he found out (through personal experience, I guess) that Experian has a policy introduced as “Update Alarm”, and subscribe to DF's, CA, JDB's are automatically of any changes or updates in your report, as reported, addresses, phone numbers, employer, etc!
too hard for Continue reading
EXPERIAN lists 2 files for Biz #1 [tradelines] [experian]
If I go to find EX and it comes with my name biz with 2 different offers. 1 is my mailbox used for billing and other physical address.
My my question is this: A file is not only there (although there is no T / L's to Reporting), as it was created and it could be something in it at all?
The POB has 0 and the road is to trade with 2 Lines and reporting a 52 score.
Any thoughts? Continue reading
Disputing Old Addresses [newbie section] [experian]
The newbie area should deny old addresses incorrect. I have tried this way online and by phone with Experian and learned personal information therefore does not want to be sure cannot disputed.
I / not simply lie and say that I do not live to an old address even though there are several variations of my name wrong and address on file. I fear that if I just lie and say I've never lived there, that this is why backfire.
So proposed that we dispute old addresses if central banks can n Continue reading
More questions [experian] [bk]
I'm getting ready to file and I noticed on my credit report and when I did pre-bk that I have two accounts that are showing as CO on Experian. One I paid in full a couple of months ago because it was only $40. This shows a CO on Experian. The other was $250 and I paid it off with a settlement of half. Two show that it was settled and Experian still shows COand doesn't mention the settlement. If these are paid should they show as a CO? Should I dispute these? Thanks Continue reading
Report shows Filed/Discharged ?? [bankruptcies] [experian]
Hello,
After reading the new to the boards section, I think im ready to inquire about my report. I did a report through FICO online and under bankruptcies is Equifax and Experian show discharged as of 4/2/02. However Transunion shows Filed as of 4/2/02. What step do I take in finding out which was done, without waking the dog ( if that applies in this scenario).
Thanks in advance,
Donald Continue reading
Off to Dealer tomorrow to try this again. [dodge dealer] [experian]
I'm trying to the Dodge dealer tomorrow will get funded. I have worked with several dealers in the last 2 months and didn't like was one of them. Now heres my question. I have a discharged BK Since February 05th Since then I have a car loan that every guy has not lates and 2 cards had no lates, paid on time. My FICO is updated 574 with Experian. I'm looking at a 32k car, and will offer $ 3,500 down. Will I be with this amount down and a good system to get approved after BK? Continue reading
Experian just reinserted an acct from 1996 [target card] [experian]
Without notice to me. WTH? Where did this her? It is an object-card, which I finished. He states, “paid in settlement, never too late,” but since then it's 11/1996
reported 6/2008
last reported 5/2010
account legally in full for less than full balance.
Um paid . I have not seen this on my
Opened reports for at least 10 years. It is in the negative section listed, as they can so old I do not want it there. What's up with Experian? I find it hard to guyeve that Ta Continue reading