Tag Archives: credit score

Went to the dealer today.pretty shady. [credit score] [sales rep]

I'm confused here. I went to the Pontic dealership today for a new look GTO. The cost of the car is 34K. I filled out an application, and the sales rep told me my credit score was 560th For the record, I had a BK, who was released in May this year. He said that since the car will take 3-4 months to get, he would take 5k deposit for the car. Ok . this is not the problem, I expected before I went there. The seller asked me how much I could put on the car. Now I wanted on the implementation of Continue reading

3 GFE please review! [loan forum] [credit score]

Ok guys so I know by now you all are probably sick of my posts but I am finally at the GFE stage. I have graduated from the student loan forum and default and if u followed my story on a 595 credit score I am here to hopefully give hope to anyone who may be inspired to know its not over if your score drops! Anyway enough sob story heres the meat:
Salary 46k – new to the company/field about 3 months and but I am working in my major(B.S. degree)
Scores- EQ 687, TU 734, EX not reporting? Continue reading

Can You Purchase a Home Under Business Name [credit score] [landlords]

Rent A buddy and I try to buy some properties. There are a ton of houses in the $ 20,000 – $ 40,000 range, where I live, which actually in good condition and be decent enough areas landlords.
He has a good credit score (700)
and I have terrible credit. (500)
I earn good money, does he set it up not.
Is possible, is a business (or add it to business I already have) to select a loan to purchase these properties? Continue reading

I may have to go postal on Experian [credit score] [dh]

Has anyone noticed their new website today? They sent me a nice little note that my DH was updated credit score. The credit report is the same yesterday today but his score went from 609 to 587! Can someone explain? Should I send them a message and ask, why? Continue reading

Your credit score may change as FICO creators drop authorized users [credit score] [creators]

http://www.baltimoresun.com/business/inves._investing_util Continue reading

Questions on increasing credit score w/auto loan [credit score] [auto loan]

Hello to all my center is 645, and now, and I have to buy the cash-u0026-demand, a used SUV. I am self-employed and can not really show a lot of income right now. I thought I would go my credit union and take just a loan against my account and pay that over a year. Suggestions? Thanks Rob Continue reading

Buy a house now with low rates or wait 6 months for better credit score? [credit score] [buying a house]

I plan to buy a house when I come home from school in April. But, I wonder what would be a better decision prices as low as they are.
Right freecreditreport.com is now after my score was 636 and for the last 3 months, then it should go up this month or next month but a few.
With prices would be as low as they are now better for me to get a house with the credit have, or wait until April when my score is higher and the rates can be higher?
I'll try to do 100% financing shall Continue reading

Joint Credit Card Confusion [card guru] [credit score]

Hi Credit Card Guru’s,
I have poor credit (only because of short term credit history) and so my girlfriend did a joint credit card with me. She has a better credit score and much much longer credit history. We both signed for the joint credit card and I received the two credit cards even though we do not live together. I took the credit card with my name on it and I then drove to my girlfriend’s house to give her credit card with her name on it.
What we both are confused about is WH Continue reading

2nd mortgage reporting as discharged in bk, should I dispute? [credit score] [bk]

We have secured a second mortgage for $ 15,000, which was in our bk, but not fired. The Big Three are reported to be unloaded when it is live and has a balance of $ 6,000. Wants to contest this will help or hurt my overall credit score? Should I dispute it online or in writing with documentation?
Thanks
Joe Continue reading