Tag Archives: credit repair

40 Days And Counting: Need 2 Points For Mortgage! [binge] [credit repair]

So here I am a year after my big letter writing credit repair binge, applying for a mortgage. Haven't paid a bill late now in well over 2 years. Went from something like 18 collections to 6, three of which are the same account reported 3 different ways. I had paid my cards in full for months and then got a little behind – though never late, just rolling – after losing my job last year. My scores were solidly in the middle high 600s. Not the high 700s, but the first time I pulled MyFico Continue reading

What type of mortgage? [mortgage broker] [credit repair]

Read and reading to find out what type of mortgage is best for me and my husband may be suitable. How do you want to find out what suits you best? You go through a mortgage broker? Please apply at different lenders? I'm so confused, as we and the process that when the time finally comes. I want all my options in the open, before such a large purchase!
We not at least looking for the next 6 months, since we are on a credit repair journey to have. Continue reading

Approved ~ Discover Motiva [credit repair] [cb]

Now after the long, hard road to credit repair I managed for a Discover Motiva is based on my own credit file to get approved. I Discover a joint account to another owner at any time you have 3 + years, but I finally managed to 3k to my own file-based to get approved. I know some do not like to see, but they were good to me on the joint account so I wanted one of my own. Thanks go to CB for the info and know where I am today!
Stepthirteen
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